AssuredPartners NL Blog

4 Ladder Safety Tips

According to the Centers for Disease Control and Prevention (CDC), more than 500,000 people per year are treated and about 300 people die from ladder-related injuries in the United States. Ladder falls can happen anywhere, at any time, especially while doing work around the house. If you plan on having a neighbor or a friend […]

6 Types of Insurance Needed to Protect a Business

If you are an entrepreneur thinking about starting up your own business, you will be exposed to a variety of risks. Even before you hire an employee, you are at risk, which is why insurance is important. Without the right coverage, a start-up business could be wiped out before it even gets off the ground. […]

Get the Most Tax Savings with Cost Segregation

If you are a contractor, chances are you are always looking for ways to standout in the market as you bid for new business. Consider offering cost segregation as part of your bid: cost segregation can save your clients thousands of dollars in taxes and it can be easily included as part of your construction […]

Requirements to Reduce Legionella Risk in Healthcare Facilities

Effective immediately, the Centers for Medicare & Medicaid Services (CMS) is requiring healthcare facilities to prevent Legionella infections by developing and adhering to policies and procedures that inhibit Legionella pathogen growth in building water systems. Legionella can cause a serious type of pneumonia called LD in people who are at least 50 years old, smokers […]

Proactively Preparing for a Door Inspection

Surveyors will begin annual door inspections beginning the first week of July. Proactively preparing for an inspection can save you from filling out mounds of paperwork due to a less than satisfactory report from an inspector. You should become familiar with the requirements of conducting an inspection and maintaining appropriate documentation. Life Safety Codes updates […]

IRS Reduces Affordability Percentages for 2018

June 8, 2017 Announced in IRS Revenue Procedure 2017-36, for plan years beginning in 2018, employer-sponsored health plan coverage will be considered affordable if the employee’s required contribution for self-only coverage does not exceed 9.56 % of the employee’s household income for the year, for purposes of both the pay or play rules and premium […]

The Benefits of an Annual Insurance Review

Summer is a great time to work on home maintenance renovations and even clearing out clutter for a yard sale. It is also the perfect time to review your insurance policy. Reviewing and re-assessing your coverage needs is extremely important, without doing so, an oversight can ultimately lead to a gap in coverage. If you […]

June 1, 2017 – Compliance Observer Alert – 2017 PCORI Fees

Applies to:  Self-Insured Health Plans, including HRAs & FSAs With the release of IRS Notice 2016-64, the IRS provided that the PCORI fee (Patient-Centered Outcomes Research Institute fee) also called the CER fee (Comparative Effectiveness Research Fee) for plan years ending on or after October 1, 2016, and before October 1, 2017, is $2.26 per […]

How to Protect Your Home from Water Damage: Part 2 of 2

During this time of year, where there is more humidity and moisture, mold can creep its way into your home, especially if you recently experienced water damage. In part one of this series, we discussed water damage from flooding and preventative measures to take around your home to minimize flood risks. Often times when there […]

How to Protect your Home from Water Damage: Part 1 of 2

Water damage can occur in your home in many ways and it is the most common and costly disaster that affects U.S. residents. Luckily, homeowners can protect themselves with the right coverage but it is important to understand what types of water damage are and are not covered under a standard homeowners policy. What does […]

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