Category Archives: Personal Insurance

Understanding Telematics Devices

You may be asking yourself, what is a telematics device? A telematics device is a system that can be installed in your car that records data about your driving habits, such as number of miles you drive, your speed, and how quickly you brake. Telematics devices are small enough to fit in your palm and […]

Smoke Detector Tips for Your Home

We all know that smoke detectors should be in every home but do you know how many and where they should be placed? Each home is different and the placement of smoke detectors depends on the layout and size of your house and the lifestyle you live. An inexpensive, small piece of hardware could save […]

Insuring Classic Vehicles: What’s it Worth?

Unlike vehicles today which depreciate with every mile added, classic cars gain value over the years. Regular car insurance is not sufficient to protect these precious collectibles from damage or loss which is why they require special insurance. As a classic car’s value appreciates, the insurance will need to be adjusted. Classic vehicles 25 years […]

Preventing 5 Common Home Threats

Home sweet home is the place you feel safe; at least that is the way it should be. The unfortunate reality is that most homes are vulnerable to safety and security risks. These risks require homeowners and renters to take additional steps to keep the home safe. Here are five common home threats and tips […]

The Insurance Implications of Ride-Sharing

Ride-sharing services, such as Uber and Lyft, have become one of the most popular ways to make extra money but there are potential implications that can arise without the right insurance coverage. Since transportation network companies (TNCs) like Uber and Lyft let you transport customers in your personal vehicle, there could be gaps in coverage […]

The Insurance Side of House Flipping

House flipping is the popular craze on HGTV right now. If you have never seen the show House Flippers, here is the overview: A husband and wife duo buy the worst and cheapest house in the best neighborhood and flip it into a dreamy home that, ideally, will sell for more than the cost of […]

Steps to Create a Home Inventory List

The perfect time to start a home inventory is in the winter, when you are stuck inside. This may seem like a daunting task but it is an important one. It is hard to imagine anything bad happening to your home but it is harder to imagine trying to list everything you own and the […]

Tips to Protect Your Pet from a House Fire

To the fur moms and fur dads out there, your pet is equally a part of the family as your human children. The thought of a house fire may be far from your everyday thoughts but it is important to have a plan when the unthinkable happens. In the event of a fire, be sure […]

How Homeowners are Getting Smart in 2017

At first it was all about smartphones but in 2017, it is all about smart-homes. Homeowners are getting smart in 2017 with new technology that increases the safety of their home. There are now home automation systems which are more convenient, secure and efficient. These new systems will allow homeowners to automate functions inside and […]

Tips to Prevent a Pipe Burst

Water damage is one of the most common homeowners’ claims and winter brings additional water challenges. As the weather reaches freezing temperatures, water inside your pipes can freeze and expand increasing pressure which can cause a burst. There are several things that you can do to avoid frozen pipes and a watery mess: Keep thermostat […]

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