Category Archives: Personal Insurance

Keeping Kids Safe from Backyard Dangers

With the nice weather and longer days, your kids are likely spending time playing outside. Although it is a child’s favorite past time, it isn’t always the safest. Â equipment between 2009 and 2014. If you have a swing set in your backyard, you might want to consider increasing liability coverage with an umbrella policy. […]

4 Ladder Safety Tips

According to the Centers for Disease Control and Prevention (CDC), more than 500,000 people per year are treated and about 300 people die from ladder-related injuries in the United States. Ladder falls can happen anywhere, at any time, especially while doing work around the house. If you plan on having a neighbor or a friend […]

The Benefits of an Annual Insurance Review

Summer is a great time to work on home maintenance renovations and even clearing out clutter for a yard sale. It is also the perfect time to review your insurance policy. Reviewing and re-assessing your coverage needs is extremely important, without doing so, an oversight can ultimately lead to a gap in coverage. If you […]

How to Protect Your Home from Water Damage: Part 2 of 2

During this time of year, where there is more humidity and moisture, mold can creep its way into your home, especially if you recently experienced water damage. In part one of this series, we discussed water damage from flooding and preventative measures to take around your home to minimize flood risks. Often times when there […]

How to Protect your Home from Water Damage: Part 1 of 2

Water damage can occur in your home in many ways and it is the most common and costly disaster that affects U.S. residents. Luckily, homeowners can protect themselves with the right coverage but it is important to understand what types of water damage are and are not covered under a standard homeowners policy. What does […]

6 Wedding Day Mishaps that are Covered by Insurance

Every bride dreams of the perfect wedding day but sometimes mishaps are unavoidable. There are many things that could go wrong on a wedding day including a sick bride or groom, a weather catastrophe or a venue issue. Fortunately, there is insurance to help manage wedding day risks. Here are six wedding day mishaps that […]

6 Grilling and Recreational Fire Safety Tips

As Memorial Day and summer approach, there will be more picnics and outdoor parties, which will trigger more accidents due to grilling food and recreational fires. According to the United States Fire Administration (USFA), an estimated 5,700 grill fires occur on residential properties each year, and outside fireplaces and pits caused nearly 3,700 grass and […]

Special Event Liability Insurance

Spring and summer is the start to many milestone events. You may be planning a graduation party, family event or even a wedding this summer, if so, you should consider special event liability insurance. Even with the most careful planning, unexpected situations can arise and having coverage can give you peace-of-mind. Event liability insurance is designed to protect the […]

Tips to Prepare your Boat for a Storm

As the weather begins to warm up, more and more boat owners will spend sunny days out on the water. Although we hope for good weather, during the spring and summer months, the weather is known to change drastically. Rough weather can cause damage to your boat and the possessions stored on deck. If severe […]

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