Category Archives: Personal Insurance

The Insurance Side of House Flipping

House flipping is the popular craze on HGTV right now. If you have never seen the show House Flippers, here is the overview: A husband and wife duo buy the worst and cheapest house in the best neighborhood and flip it into a dreamy home that, ideally, will sell for more than the cost of […]

Steps to Create a Home Inventory List

The perfect time to start a home inventory is in the winter, when you are stuck inside. This may seem like a daunting task but it is an important one. It is hard to imagine anything bad happening to your home but it is harder to imagine trying to list everything you own and the […]

Tips to Protect Your Pet from a House Fire

To the fur moms and fur dads out there, your pet is equally a part of the family as your human children. The thought of a house fire may be far from your everyday thoughts but it is important to have a plan when the unthinkable happens. In the event of a fire, be sure […]

How Homeowners are Getting Smart in 2017

At first it was all about smartphones but in 2017, it is all about smart-homes. Homeowners are getting smart in 2017 with new technology that increases the safety of their home. There are now home automation systems which are more convenient, secure and efficient. These new systems will allow homeowners to automate functions inside and […]

Tips to Prevent a Pipe Burst

Water damage is one of the most common homeowners’ claims and winter brings additional water challenges. As the weather reaches freezing temperatures, water inside your pipes can freeze and expand increasing pressure which can cause a burst. There are several things that you can do to avoid frozen pipes and a watery mess: Keep thermostat […]

Protect Yourself Against Personal Injury Claims

Social media platforms have changed the way we communicate and interact with one another. This technology has made it so that anyone can speak their mind and have their voice heard. Did you know that you can be held responsible for ill will comments on social media? Did you know that there is insurance that […]

Fireplace Safety Tips

Fireplaces are an appealing characteristic that homeowners desire when searching for their perfect home. Cozying up by a fire on a cold winter night brings comfort during a harsh season. This might be a perk but a lot of people do not realize the responsibility that comes along with having a fireplace. Follow these five […]

How to Avoid Homeowners’ Claims Series: Part 3 of 3

In our previous posts of the series on avoiding homeowners’ claims, we discussed tips to prevent water, heating and electrical damage. Homeowners should remember that their insurance may not pay for damages if a claim could have been avoided with proper maintenance. In this final blog of the series, we discuss unique liability issues how […]

Protect your Specialty Property

Did you receive a lavish gift such as fine jewelry, fur or art this holiday? If so, you will want to make sure your specialty property is covered in the event that it is lost, stolen or damaged. These gifts are not just monetary; they can hold sentimental value to the owner. The sentimental value […]

How to Drive Safely on Black Ice

Black ice is a very thin coat of ice, which is transparent and glazes on a surface and makes it slick. It is more likely to form in the early morning and evening hours on shaded areas of the road, overpasses and bridges. Understanding what black ice is and how to identify it is the […]

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