Category Archives: Property & Casualty

Why Senior Living Communities are Going Green

Not only do senior living communities want to go green for the environment and the economic savings, the residents want to go green as well. Going green is becoming the new norm and will become the standard in the future.   Seniors who live in green communities enjoy the environmentally-friendly buildings as they offer airy spaces, […]

Tips to Prepare for a Cyber Security Disaster

The Centers for Medicare & Medicaid Services (CMS) advised earlier this year that long-term care providers should incorporate cyber security into their emergency preparedness plans. Providers can benefit by adopting an “all-hazards approach” to alleviating cyber attacks. According to CMS, the all-hazards approach will allow providers to “focus on a full spectrum of emergencies or […]

Understanding the Errors and Omissions Exclusion

A construction manager is hired by a project owner to manage the entire project from start to finish. Their scope of work varies greatly from coordinating and supervising subcontractors to administrative services.  A project owner places their trust in the construction manager to achieve the overall goal of producing quality work with little delay at […]

How to Identify Tax Season Phishing Scams

It comes as no surprise that there is fraud during tax season. This year, the IRS is warning businesses of a recurring e-mail phishing scheme directly targeting businesses. IRS Commissioner John Koskinen said this is one of the most dangerous email phishing scams they’ve seen in a long time and it can result in the […]

The Insurance Side of House Flipping

House flipping is the popular craze on HGTV right now. If you have never seen the show House Flippers, here is the overview: A husband and wife duo buy the worst and cheapest house in the best neighborhood and flip it into a dreamy home that, ideally, will sell for more than the cost of […]

Copyright Laws: Is Your Business Compliant?

Do you play music or movies in common areas of your senior living community? Chances are you have and you may be violating federal copyright laws. If you have received a letter from a company claiming you are violating federal copyright law, think twice before immediately pitching these letters as they may not be junk […]

NFIP to Implement Changes Effective April 1, 2017

The National Flood Insurance Program (NFIP), overseen by FEMA, allows homeowners, business owners and renters in participating communities to purchase federally backed flood insurance. The program is currently in the hole by over $20 Billion so the feds are constantly making changes in hopes of reducing the deficit. The next round of changes goes into […]

Why Employees with Multiple Jobs are a Greater Risk

Did you know that individuals with more than one job have an increased risk of injury at work and outside of work? It is not out of the ordinary to have more than one job in today’s society with the business landscape changing. According to a new study produced by The Liberty Institute for Safety’s […]

The Pros and Cons of Allowing Pets at Work

Have you ever heard of an employer allowing pets at work? According to the Society of Human Resource Management, seven percent of employers now allow pets to come to work with their owners. If you are contemplating implementing a pet policy in your office, it is important to weigh the pros and cons. See below […]

The “Big Game” Auto Exposure

The Big Football game of the year is this weekend. If you are headed to a party with lots of cars in the driveway, you might want to pay attention to the rest of this blog. Here’s the scene, you are at the party and your car is #3 in the driveway with 4 others […]

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