Category Archives: Property & Casualty

Prepare Your Business for Winter Weather

Winter storms lead to nasty driving conditions and hazards which can cause problems for businesses that aren’t prepared. Some of the most common types of problems that occur from severe weather are injury to employees and guests, water damage from pipes freezing and bursting, loss of revenue and damage to inventory or equipment. Preparing ahead […]

Employee Benefits Liability- Inexpensive Protection with a Catch

Employee Benefits Liability Coverage provides errors and omissions coverage for the administration of employee benefits programs of an insured. This coverage is usually endorsed to the General Liability Policy or can be a standalone policy but almost always is written on a, claims made form vs. an occurrence trigger of coverage form. Though the coverage […]

Webinar: Best Practices for Hiring and Firing

AssuredPartners NL has partnered with FordHarrison attorney and expert in employment law, Greg Grisham for a presentation on Tuesday, November 15, 2016 which will outline the best practices for hiring and firing. Greg Grisham is a nationally-recognized employment/labor attorney, sought after speaker and partner with FordHarrison LLP.  He is rated AV with Martindale-Hubbell and FordHarrison […]

The Risk in Employees Driving Their Own Cars on Company Time

“Non-Owned” auto exposure is created when you have employees working on company business in personal vehicles.  This is a significant potential exposure to loss on your Commercial Auto Policy if an employee is involved in an at-fault accident in the course of employment, and the resulting damages are high.  If the employee does not have […]

Top 4 Construction Industry Trends

Construction professionals have predicted new technology trends, workforce concerns, homebuyer preferences, strong demand and a booming business. Here are the top four trends to keep an eye on: Skilled labor shortage will continue to torment construction companies Many employees left the construction industry or were laid off during the recession, so companies still fight to […]

Hot Employment Law Issues Webinar

AssuredPartners NL has partnered with FordHarrison attorney and expert in employment law, Greg Grisham for a presentation on Tuesday, September 13, 2016, which will review important recent labor and employment law developments and walk you through changes you can expect in the year ahead.  Greg Grisham is a nationally-recognized employment/labor attorney, sought after speaker and […]

The LLC Dilemma: Included In or Excluded From Workers Comp Benefits?

In most states, Executive Officers of Corporations (Incs, S and C Corporations), are automatically included for workers compensation coverage unless they reject benefits in writing. LLCs (Limited Liability Corporations) are a slightly different form of a corporation in that money for taxation flows differently through a LLC vs an S or C corporation.  Executives in […]

Construction Industry Challenges Part 3 of 3: Succession Planning & Developing Leaders

Every industry faces its own set of unique struggles, and despite the recent economic improvement, the construction industry still has its challenges. In our previous parts of the three-part blog series, we discussed the challenges of attracting and retaining talent. Another issue we face is succession planning and developing future leaders. The greatest value an […]

When it’s Hot, Think Utility Services Interruption

If you are in the USA, it’s hot right now. When it gets really hot, power service can fail because of power substation failure, grid under supply due to high demand (brown out or black out) or power lines being downed from a strong summertime thunderstorm. These power interruptions often happen off your business’ premises […]

New Rules Increase Top OSHA Fines By 78%

The U.S. Department of Labor recently published two interim final rules that will eventually lead to a major intensification in OSHA’s maximum penalty for workplace safety violations. This will be in effect on August 1, 2016. The first rule will protect the majority of penalties evaluated by OSHA and several other federal agencies, while the […]

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