As summer approaches, it is important to keep safety a priority when hosting backyard activities, including barbeques, camp fires, and fireworks. Though these are often enjoyable evenings with friends and neighbors, there are risks of them transforming into horror stories.
While it is not always required, you should disclose to your insurance agent if you own a fire pit, as it can have impending safety hazards. For example, if someone is burned or injured as a result of your fire pit or grill on your property, you could be held liable. These liability issues come into play with the use of fireworks as well. Any type of firework, including firecrackers, rockets, and sparklers, are an easy way for a child to get hurt.
In order to avoid these potential risks, store fire pits and grills at least 15 feet away from major structures, specifically your house; wind can kindle ashes in fire pits up to 24 hours later than when you believed the fire to be out. After setting off fireworks, soak them in water before throwing them in a trash can.
Recognizing the hazards associated with backyard barbeques, fire pits, and fireworks will make for a safe and relaxing summer. To find out if your policy requires disclosure of a fire pit or to learn more about homeowner’s insurance, contact a trusted AssuredPartners NL agent at (888) 702-0901.Share This: