How to Avoid Homeowners’ Claims Series: Part 3 of 3

Personal LinesIn our previous posts of the series on avoiding homeowners’ claims, we discussed tips to prevent water, heating and electrical damage. Homeowners should remember that their insurance may not pay for damages if a claim could have been avoided with proper maintenance. In this final blog of the series, we discuss unique liability issues how you can prevent claims with these tips:

  1. If your dog has a history of biting, leave them in a separate room if you are expecting visitors
  2. Keep your yard, driveway and sidewalk clear of snow, sticks and debris as you may be liable if someone is injured on your property due to a fall
  3. If you have a pool or trampoline, make sure that your fence is in good shape and meets height requirements as some homeowners’ insurance will require this for coverage on claims.

These tips could save you money from filing a claim that isn’t covered. For a better understanding of your homeowners’ insurance policy, and what is covered, contact a trusted AssuredPartners NL agent at (844) 507-2528.

Source: PropertyCasualty360

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