How to Protect Your Home from Water Damage: Part 2 of 2

Personal LinesDuring this time of year, where there is more humidity and moisture, mold can creep its way into your home, especially if you recently experienced water damage. In part one of this series, we discussed water damage from flooding and preventative measures to take around your home to minimize flood risks. Often times when there is water damage or flooding in a home, mold can form.

Unfortunately, mold is not generally covered by a homeowners policy so it is important to understand the ways to prevent growth. In order to prevent mold, you need to eliminate the moisture in your home and be on the lookout for signs of possible growth including musty smells and water marks on walls. Follow these tips to help eliminate the risk of mold:

  • Reduce the humidity in your home between 30 and 60 percent by using air conditioners or dehumidifiers
  • Install exhaust fans in your kitchen and bathrooms
  • If your home is prone to flooding, do not install carpet in damp areas like the basement or bathrooms
  • Do not let water drip and accumulate under plants you have in your home
  • Be especially careful after a flood or other water damage occurrence. Properly dry and remove damp materials from your home

If you catch mold growth early, it can typically be removed by washing the infected area with bleach and water. If you clean the mold and it keeps reoccurring, that might mean there is still moisture in the area and it is best to call a professional. To learn more about mold and if it is covered under your homeowners policy, contact a trusted AssuredPartners NL agent at (844) 507-2528.

Source: Insurance Information Institute

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