Disability is widespread in the United States. According to the LIFE Foundation, three out of 10 workers will become disabled for three months or more during their career. This can have a devastating effect on families and the economy in general. Unfortunately, many individuals are not prepared financially to deal with the consequences of becoming disabled. Preparing for, and trying to prevent, disabilities from happening are important steps to take to protect your future.
It’s surprising to note that accidents are only responsible for 10% of the disability claims in the US, illness counts for the vast majority of claims. Cancer, heart attacks, and diabetes are the cause of most long-term disabilities. Other leading causes of disabilities are musculoskeletal disorders such as arthritis, back pain, and spine/joint disorders.
Check out some common sense measures you can today to take to help reduce your chances of becoming disabled due to illness.
- Stop smoking now – Using any tobacco product is bad for your health. Cardiovascular disease, cancer, and lung disease are all illnesses that have a direct link to tobacco.
- Get regular exercise – Keeping your body fit is an important preventative measure to avoid illness and injury. Cardio is great for strengthening your heart. Stretching before and after exercise keeps your muscles limber. The American Heart Association recommends 30-60 minutes of exercise at least four times a week.
- Visit your doctor regularly – Staying up to date with your checkups and cancer screenings will make it more likely that your health care providers will spot a potential problem before it takes a turn for the worse. If you haven’t been in years, it’s time to get started.
- Eat right – Gaining weight usually exacerbates any potential health problem. Eat sensibly. Stay away from processed foods; instead go for nutritious fruits, vegetables, whole grains, and lean protein.
Taking all these measures to care for your health may reduce your chances of becoming ill and it will make you feel better. Make sure you take care of your finances too. If you don’t have a disability insurance policy or you have one, but you’re not sure it’s adequate, give one of the caring and knowledgeable agents at AssuredPartners NL a call at 888-702-0901. We can review your specific needs and recommend a policy that will fit your life and budget. We want to keep you healthy and protect you from the unexpected.