Special Event Liability Insurance

shutterstock_487400074Spring and summer is the start to many milestone events. You may be planning a graduation party, family event or even a wedding this summer, if so, you should consider special event liability insurance. Even with the most careful planning, unexpected situations can arise and having coverage can give you peace-of-mind.

Event liability insurance is designed to protect the policyholder against lawsuits, claims made related to bodily injury of others, and property damage to rented venues. Only certain events are eligible for this insurance, including: weddings, anniversary parties, baby showers, birthday parties and religious celebrations.

It is best to purchase insurance as soon as you start making deposits or purchases for your event. The Insurance Information Institute (III), offers three useful tips when looking to insure a special event:

  • Find out what coverage you may already have through home, auto or liability insurance as well as credit cards.
  • Ask if your venue or vendors have liability insurance.
  • Know what is and what isn’t covered by the policy.

Don’t let an unforeseen mishap ruin your big event. Be prepared with special event liability insurance so that you can enjoy the party. To learn more about the best coverage for your special event, contact a trusted AssuredPartners NL agent at (844) 507-2528.

Sources: PropertyCasualty360, III

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