Homeownership is a big responsibility – you devote time, money and labor toward maintaining and improving the structure, caring for the grounds and ramping up the curb appeal. With the hefty commitment you make to your home, how best to protect it is probably a thought that crosses your mind often. Luckily, there are simple precautions you can take to help safeguard your property from harm. Read on to learn how you can prepare your home to combat theft, fire and severe weather threats:
For protecting your home against theft:
- Always lock your doors and windows – it may seem silly, but according to a survey commissioned by Nationwide Insurance, 25% of people reported leaving their front doors unlocked at least once in the last year.
- If you have a security system installed, use it. This same Nationwide Insurance survey reported that 20% of homeowners with burglar alarms fail to activate them during the day.
- Use programmable timers on lights to switch them on and off to give the impression you’re home, even when you’re not.
- If you’re taking an extended trip, consider placing a hold on your mail delivery. A build-up of mail is a sure sign that the house is empty. You can request a hold at USPS.com.
- Ask family or friends to stop by and check on your house. A trusted relative or friend can alert authorities if anything is suspicious.
For protecting your home against fire:
- Never leave candles or fires burning without supervision. According to the U.S. Fire Administration, 43 home candle fires are reported every day on average.
- Ensure electric cords and heaters are in good condition and not too close to flammable objects. Frayed cords can spark and cause electrical fires.
- Test smoke alarms monthly to ensure the battery is still working. Proper installation and maintenance can help your smoke alarm work smoothly. The U.S. Fire Administration notes that a “smoke alarm with a dead or missing battery is the same as having no smoke alarm at all.”
For protecting your home against severe weather:
- Take a look at your roof covering to protect against hail damage. According to The Weather channel, asphalt shingles with a Class 4 rating under Underwriters Laboratories’ (UL) 2218 standard can withstand being hit twice in the same area by a two-inch steel ball.
- Keep trees and bushes trimmed and off your home to avoid branches falling on your roof or crashing through windows during storms.
- Install impact-resistant windows, which have a better chance of surviving wind storms, according to The Weather Channel.
With these tips, you’re on the right path toward protecting your home. But sometimes, even the strongest precautions can’t protect your home from disaster. This is where homeowners’ insurance steps in – to help get your life back to normal as quickly as possible. If it’s been a while since you’ve reviewed your homeowners’ insurance policy, contact our team of dedicated personal insurance agents. With an expert by your side, you’ll feel confident knowing your home is fully insured and protected. To learn more about individual insurance services or to contact an agent, visit: AssuredPartners NL Individual Insurance.Share This: